Future Developments

Future Regional Expansions


Indonesia has one of the highest numbers of internet users in the world with 198 Million users in 2020. This is expected to grow by 26% in 2025.

Middle Eastern Countries

  • United Arab Emirates
  • Qatar
  • Pakistan

Future Developments - The Eco-System

EduTech, InsurTech, HealthTech and Micro-lending have been expanding tremendously during the pandemic and the boost in adoption is likely to propel innovation in this space over the next few years.

Education (Edu-Tech)

EdTech (a combination of "education" and "technology") refers to hardware and software designed to enhance teacher-led learning in classrooms and improve students' education outcomes.

Insurance (Insur-Tech)

The use of technology innovations designed to squeeze out savings and efficiency from the current insurance industry model. Insurtech is a combination of the words “insurance” and “technology,” inspired by the term fintech.

Healthcare (Health-Tech)

While healthtech is centered around optimizing personal and preventative care, the medical technology—healthtech—vertical focuses on therapeutic technologies and medical devices that treat existing medical issues and diagnostic technologies that detect medical conditions (i.e. in-hospital care).


Microlending is a financial innovation made possible by technology and the peer-to-peer economy. People looking to lend money to earn potentially high returns may fund borrowers who either have no access to credit due to geography or cannot get credit from traditional sources, such as banks or credit unions.